Rally Point is now officially an in-network provider for Florida Blue, making it easier for people insured by Florida Blue health insurance to attend drug and alcohol treatment at our Palm Beach facility.
Making the decision to seek help for your substance abuse or addiction is a big deal. You’ve probably spent a lot of time considering what you should do, where you should go, and how you will pay for it. At Rally Point, we try to make those considerations as simple as possible for you. We want you to be able to focus on your recovery without having to worry about the financial aspect of your treatment. Using your Florida Blue health insurance coverage to help with the cost of treatment at Rally Point will definitely relieve the anxiety and stress that you may have regarding the cost of rehab. The exact amount that Florida Blue will cover and how long you’ll be able to attend depending on the insurance plan you have.
Table of Contents
- 1 Blue Cross and Blue Shield of Florida Overview
- 2 At Rally Point, we accept the following Florida Blue insurance plans:
- 3 Florida Blue Drug Rehab Treatment Coverage
- 4 Florida BCBS Length and Depth of Coverage
- 5 Treatment Services Covered by Florida Blue
- 6 Finding Professional Help for a Benefits Check
- 7 Recoverying in Florida with Rally Point Palm Beach Rehab
Blue Cross and Blue Shield of Florida Overview
Florida Blue is a tradename of Blue Cross and Blue Shield of Florida, Inc. Independent Blue Cross Blue Shield companies are licensees, which means that the plans they offer may have different names in different states. Florida Blue offers PPO plans, HMO plan, and plans with a Medicare contract. This state-specific insurance provider has about 4 million health care members and it serves 15.5 million people in 16 states.
At Rally Point, we accept the following Florida Blue insurance plans:
- Blue Choice
- Blue Options
- Blue Select
- FEP Basic
- FEP Standard
Because Florida Blue is an independent affiliate of Blue Cross Blue Shield, you may hear it called Blue Cross Blue Shield of Florida.
Florida Blue was founded to meet the need for affordable health care in Florida nearly 70 years ago, and it is committed to serve its communities still today. Part of the coverage that Florida Blue provides is behavioral health coverage, which includes substance abuse and addiction treatment as well as treatment for co-occurring mental health disorders.
Florida Blue Drug Rehab Treatment Coverage
The specific coverage that Florida Blue insurance plans offer varies for members based on which of the plans they have. However, at least a portion of the cost of addiction treatment programs will typically be covered.
Florida Blue provides coverage, partially or completely, for treatment of most addictions and any co-occurring mental health disorders. Some of the specific types of addictions that may be covered by your Florida Blue health insurance plan include addictions to:
- Prescription drugs (opioids, benzodiazepines, stimulants)
You’ll find that most addiction treatment facilities are prepared to address all of the above addictions, and many will also treat co-occurring mental health disorders at the same time. Co-occurring disorders may include:
- Bipolar Disorder
- Borderline Personality Disorder
- Eating Disorders
- Generalized Anxiety Disorder
- Obsessive Compulsive Disorder
- Post-Traumatic Stress Disorder
It’s essential that underlying mental health disorders are treated along with addiction. If both are present and only one is treated, the chances of long-lasting recovery from either are very low.
Florida BCBS Length and Depth of Coverage
Florida Blue, in compliance with the Affordable Care Act, will provide some coverage for substance use disorders. The Affordable Care Act requires that all individual and small group policies provide some level of coverage for ten major healthcare services, which include substance use and mental health disorders.
The level of coverage that is provided and the specific types of services that are covered are different from plan to plan. That means that one Florida Blue plan may offer full coverage for a specific addiction treatment program, while another may only cover a portion of the cost, leaving the remainder to be paid by the insured person. You can check your Florida Blue plan to see what is covered for you and your dependents, or you can contact the insurance company to get clarification of your benefits.
Treatment Services Covered by Florida Blue
The drug and alcohol addiction treatment programs and services that Florida Blue covers vary depending on your specific plan. Typically, Florida Blue insurance plans will cover addiction treatment services including the following:
- Medically supervised detox
- Outpatient treatment
- Inpatient treatment
- Medication-assisted treatment
- Behavioral therapy
- Partial hospitalization programs
Each Florida Blue plan has a different level of coverage, which means that, while all the same services may be covered, the amount at which they are covered may be different.
Finding Professional Help for a Benefits Check
If you are not sure about your Florida Blue insurance and what it covers, we are happy to help you with a benefits check. One of Rally Point’s representatives can contact Florida Blue for you to determine the services and treatments you have coverage for under your individual health plan. Then we will be able to help you choose the appropriate course of treatment for you based on your coverage and circumstances.
Recoverying in Florida with Rally Point Palm Beach Rehab
At Rally Point Palm Beach, we can now accept your Florida Blue health insurance for drug and alcohol rehab treatment. Our addiction treatment programs are tailored to your individual needs and circumstances based on a family-like environment of care and inclusion.
At Rally Point, we offer our clients a greater number of therapeutic outdoor activities because of our beautiful weather. While here, you may participate in adventure therapy, on-site fishing, yoga and meditation, music and art therapy, and group outdoor activities, along with traditional addiction treatment and therapies like 12-step meetings, addiction education, individual and group therapy, life and coping skills, and relapse prevention.
If you are struggling with drug or alcohol addiction and are a member of a Florida Blue health insurance plan, Rally Point Palm Beach can help you. We have outpatient and inpatient treatment programs that will help you get started with your life of recovery. Call us at (888) 797-2559 or chat with a representative online for more information or to get started.